Limitations

1. For commissions, you will receive a commission for the first approved and successfully booked loan transaction made by a new customer who is not in an active loan process with us at the time of the affiliate link click.

2. You cannot use affiliate links to refer clients you are servicing. You'll need to join the Telemarketing Partner Program and submit them as turn-ins.

Please note that you will only be eligible for commissions if your referral's application starts and are completed on your designated unique affiliate link or affiliate QR code. We will not be able to track applications through other means, like if they submit the forms directly at nocollateralloan.org, etc.).

3. Fraudulent referrals or transactions is non payable. If we suspect fraud (for example, if we see that documents submitted by the customer or client are fraudulent, or if you are reported and proven to have solicited money or gifts from a referral) you will not be eligible to receive commissions for these accounts. Please be reminded that solicitation of money or gifts from referral are strictly prohibited, and is a breach of our agreement, thus, may result in termination of agreement and legal actions.

4. The referral needs to book or claim his approved loan successfully before you will be eligible for a commission.

5. Only affiliate links and affiliate QR codes can be used to track referrals. Incorrect use of affiliate links or affiliate QR codes will cause inability to track referrals. 

6. Reavailment

You will no longer receive additional commission if a customer decides to reavail of a loan in the future.

7. Validation of Customer Application

In the event a single referral clicks two different affiliate links or QR codes, the first affiliate that the referral completes his application and documentation at gets the credit. Still, we reserve the right to change this in certain circumstances, as deemed necessary. 

Guidelines in Promoting our Loan Products

1. Make sure that all information is correct and accurate.
2. Do not use false or misleading statements on the loan application, like “Preapproved” or “Prequalified”.
3. Do not modify or adjust the ACCM logo in any sort of marketing material you might create.
4. Do not use the bank or financial institution’s logo or name on any of the marketing materials you will create.
5. Do not use our company name or logo in violation of applicable law or in connection with an obscene, indecent, or unlawful topic or material.

How to Refer to Yourself

1. Say you’re an “ACCM Leads Generator”, “BuzzGenerator”, or  “Freelance Leads Generator”.
2. Do not refer to yourself as a Partner or Employee, or that you’ve “partnered with ACCM.” This includes press releases, references in videos, listings on your website, or in any other marketing material you may be using.

On Paid Advertising

1. If running ads, you need to direct the ad to your own website (and not to www.nocollateralloan.org).

Other Policies:

1. You are required to participate in any affiliate-specific surveys, marketing surveys, etc., that we may request.
2. When requested, please share where you used your affiliate link. For example: links, screenshots, and email sends
3. We do not allow use of your own affiliate link when applying for a loan with ACCM yourself.
4. If you’re already part of other ACCM programs, you will only receive commission for either that program or the affiliate program depending on whether you submitted the turn in or the customer went through your affiliate link. When you are in our Telemarketing Partner Program, you are not allowed to use your affiliate link. You must directly submit client applications.